Finova Africa – Complete Pricing

₦25,700 Monthly Cloud Fee | All setup fees are one-time

Minimum vault balance: ₦200,000 (maintained during usage)

Pricing Plans

NOTE: We do not hold customer funds. All inflows and outflows are handled by licensed partner banks. We provide only the technology infrastructure that enables and manages the process.

Starter Plan

₦200,000
  • Admin dashboard only ( this suitable for partners that has field staffs that goes out to collect money from customer,
  • And also suitable for fianance house, that just want only accounting solution for their operations, that does not need mobile app for their customers
  • Create account, deposit funds, do all bank end transactions but no no mobile app for their customers.
  • Unlimited Brnach, Staff Admin and customer creation
  • Monthly Subcription #25,770

Gold 1 Plan (White Label)

₦400,000
  • Admin dashboard
  • White-label Android app
  • Recieve money from other bank
  • Send Money to other banks
  • Data & bill payment
  • Loan & investment
  • App uploaded on Playstore Alone
  • Unlimited Brnach, Staff Admin and customer creation
  • Monthly Subcription #25,770

Gold 2 Plan (White Label)

₦600,000
  • Admin dashboard, Inflow, Inter Bank Transfer, Buy Airtime & Data, Pay all Bills, & Loan & investment features.
  • Recieve money from other bank
  • Send Money to other banks
  • POS Balance on the app
  • POS integration with your prefered providers
  • Virtual Naira & Dollar ATM Cards
  • ATM physical cards ( customised in your company name and logo or prefered it plain, you will also be chance to add withdrawal charges on the atm card transaction) Minimum purchase 500 peace.
  • E-commerce ( You will be able to upload what ever products you sell to your customers on your mobile, customers will be able to purchase your products fro the mobile app.)
  • Multiple savings accounts ( Customer can by them self add more than one savings products account, this is suiatable for people who have target savings or ajo products.)
  • App uploaded on Playstore Alone
  • Unlimited Brnach, Staff Admin and customer creation
  • Monthly Subcription #25,770

Gold 2 Special (White Label)

₦800,000
  • Admin dashboard, Inflow, Inter Bank Transfer, Buy Airtime & Data, Pay all Bills, & Loan & investment features.
  • Recieve money from other bank
  • Send Money to other banks
  • POS Balance on the app
  • POS integration with your prefered providers
  • Virtual Naira & Dollar ATM Cards
  • ATM physical cards ( customised in your company name and logo or prefered it plain, you will also be chance to add withdrawal charges on the atm card transaction)
  • E-commerce ( You will be able to upload what ever products you sell to your customers on your mobile, customers will be able to purchase your products fro the mobile app.)
  • Multiple savings accounts ( Customer can by them self add more than one savings products account, this is suiatable for people who have target savings or ajo products.)
  • You will be allowed to choose a uniques mobile app design from the list of designs we have.
  • App uploaded on Playstore Alone
  • Unlimited Brnach, Staff Admin and customer creation
  • Monthly Subcription #25,770

Premium Plan (White Label)

₦1,200,000
  • Admin dashboard, Inflow, Inter Bank Transfer, Buy Airtime & Data, Pay all Bills, & Loan & investment features.
  • POS integration with your prefered providers
  • Recieve money from other bank
  • Send Money to other banks
  • POS Balance on the app
  • Virtual Naira & Dollar ATM Cards
  • ATM physical cards ( customised in your company name and logo or prefered it plain, you will also be chance to add withdrawal charges on the atm card transaction)
  • E-commerce ( You will be able to upload what ever products you sell to your customers on your mobile, customers will be able to purchase your products fro the mobile app.)
  • Multiple savings accounts ( Customer can by them self add more than one savings products account, this is suiatable for people who have target savings or ajo products.)
  • You will be allowed to choose a uniques mobile app design from the list of designs we have.
  • Android & iOS deployment
  • Priority support
  • Unlimited Brnach, Staff Admin and customer creation
  • Monthly Subcription #25,770

Standard Plan

₦6,000,000
  • (3-in-1 Country app)
  • Every Country has his own interface
  • Nigeria: All Premium features
  • Ghana: Bills, cross-border, wallet transfers, dollar card
  • United Kingdom: Bills, airtime, dollar card, cross-border
  • Android Play Store and ios deployment

With source code: ₦10,000,000

  • Monthly Subcription #50,000
  • Real Estate App with Financials App Features (White Label)

    ₦4,000,000
    • Buy
    • Rent
    • Lease
    • Buy Now Pay Later
    • Unlimited users
    • Investment
    • Unlimited Brnach, Staff Admin and customer creation
    • Monthly Subcription #50,000

    Core Banking Source Code (stand Alone) No montly Subscription Charges

    • Manage Your data base your self
    • Host Your Server Your selve
    • Connect your own api your selve
    • Price: #10,000,000

    Logistics App (Uber / InDrive Style). (with source code)

    ₦15,000,000
    • Full logistics application where your customer can book ride and drivers pick up ride. operate fully like bolt and uber
    • Geographical feature
    • Unlimited Brnach, Staff Admin and customer creation

    Additional Products & Services

    API Collection

    ₦400,000
    • Virtual accounts (4 banks)
    • ATM virtual account both naira and dollar card
    • Interbank transfer
    • BVN integration
    •  Webhook Notification
    • Loan & investment module
    • Dollar Card
    • Cross Boarder service
    • Unlimited Brnach, Staff Admin and customer creation
    • Monthly Subcription #25,770

    Website Development (With Source Code and cpanel logins)

    ₦500,000
    • Professional fintech website

    WhatsApp Banking

    ₦500,000
    • Branded WhatsApp banking( its allow your customer to do transaction from their watsap dedicated number. its has all features mobile app has.

    Mobile App (With Source Code)

    ₦4,000,000
    • Admin dashboard, Inflow, Inter Bank Transfer, Buy Airtime & Data, Pay all Bills, & Loan & investment features.
    • POS integration with your external POS privider.
    • Virtual Naira & Dollar ATM Cards
    • Whatsapp Banking integration
    • ATM physical cards ( customised in your company name and logo or prefered it plain, you will also be chance to add withdrawal charges on the atm card transaction)
    • E-commerce ( You will be able to upload what ever products you sell to your customers on your mobile, customers will be able to purchase your products fro the mobile app.)
    • Multiple savings accounts ( Customer can by them self add more than one savings products accounts, this is suiatable for people who have target savings or ajo products.)
    • You will be allowed to choose a uniques mobile app design from the list of designs we have.
    • The app Source code will be pushed to you after development
    • Unlimited Brnach, Staff Admin and customer creation
    • Monthly Subcription #25,770

    Transaction & Card Fees

    Transaction Fees

    ServiceFee
    App Transfer (Interbank)₦15
    Safe Heven Virtual Account 0.7% (Cap ₦100) Min ₦10
    Parallex bank ( commercial bank) Free inflow
    9PSB Virtual Account ( commercial bank) 0.5% (Cap ₦100) Min ₦20
    Corporate Account Search₦3,000
    ATM Card Charge on atm machine ₦35 But on POS machine #5
    ATM Maintenance on every atm card ₦150 per atm cards every 3 months
    SMS₦6
    BVN Verification₦50
    NIN Verification₦70
    Credit Check₦300

    Card Pricing (NGN)

    ServiceFee
    Physical Card₦2,100
    Virtual Card₦200
    ATM Withdrawal ₦35

    Minimum order: 500 cards

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    ATM Vault: Maintain Minimum Vault Balance: ₦500,000

    Dollar Card Fees

    ServiceFee
    Card Creation$3
    Card Funding$2 (<$100) / 2.5% (>$100)
    Card Maintenance $2 per card every 3 months
    Chargeback$50
    Cross-border3.5% + $1
    Maintain Minimum Vault Balance$400

    POS Devices

    You can bring your own API so we connect to your System or

    Leverage on Parallex Bank POS ( they allow you own the terminal and spread the payment)

    Or leverage on Flutterwave by Paying 1m One time fee and be getting terminal #20,000 per andriod
    All this options allows you customized the terminal with, your company Logo and branding

    Email: support@finova.ng | Phone: +234 915 583 9310

    Address: No. 30 Oritshe Street, Balogun, Ikeja, Lagos

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